Donation Processing

Optimal Giving’s web-based donation solutions are used by over 10,000 Nonprofits. They are designed so that no matter the size, needs or desires of your organization, we have a practical, cost effective solution that is best suited for you. We are so confident that you will love our processing solutions and the value they provide that you are free to try any of our products without any set up fee or annual contract.


Credit Card Processing


Offer your donors peace of mind. Optimal Giving provides both the payment gateway and the merchant account for organizations to accept one-time and recurring donations, without redirecting your donors from your website. We understand the unique needs of charitable organizations and offers a cost-effective and efficient means of processing gifts.

Our payment gateway has been securely integrated into many leading donor database, online fundraising and event management systems. This integration allows you to easily and efficiently process donations, saving your organization time and money and freeing up resources to focus on your mission. Learn more about how we can help support your cause today!

Payment Features

>> Directly integrated into leading nonprofit software systems
>> Online reporting available 24/7
>> Can be used on websites, mobile devices and over the phone
>> Supports one-time and recurring transactions
>> Requires no hardware or software
>> Mobile card readers available
>> Simple and straightforward fee structure with no setup or gateway fee
>> Level 1 PCI Compliant provider
>> Easy to set up, implement and reconcile


ACH Processing

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If your Nonprofit isn’t offering ACH– Why not? It’s a best-practice that is simple, safe and cost-efficient.  At Optimal Giving, we believe that all Nonprofits should offer both credit card and ACH (aka Direct Debit or Electronic Check) as a donation options. ACH avoids costly processing fees because funds are withdrawn directly from your donor’s bank account. Utilizing ACH is considered a “Best-Practice” for any organization with recurring payments. It is simple to implement and can literally cut your processing fees in half.

Offering donors an ACH payment option shows donors that the nonprofit values having multiple options to choose from. The ease and flexibility of ACH payment processing is being realized in the nonprofit industry, which is one reason why online fundraising is continually growing year over year. Offering direct debit as a payment method (especially in an online payment form) is a safe, efficient and cost-effective way to support and enhance online fundraising efforts. Below is an image of some simple but compelling messaging from a large rescue mission that encourages donors to chose Direct Debit.

SD Rescue Mission

Payment Features

>> Safe and secure—it’s how banks transfer money
>> Can be added to existing donation options
>> Can be used on websites, mobile devices and over the phone
>> Credit card fees are eliminated every time it is used
>> Allows for recurring donations
>> No credit card expiration issues
>> Costs less than the price of a postage stamp
>> One small fee for donations of any size, no percentage charged
>> Is easy to set up, implement and optimize


Processing Pricing

Credit Card

Optimal Giving is dedicated to bringing best-in-class solutions that are affordable and easy to use for Nonprofits of all sizes. Whatever your size or requirements we have payment processing pricing and solutions to meet your needs. We offer two types of affordable credit card pricing: “Interchange Plus” (Interchange + 0.2%, $0.10 per transaction) and a simple “Flat” rate (2.5% qualified, $0.10 per transaction). To include custom donation page software see pricing below. If your organization processes over $50,000 per month, please contact us for high-volume pricing.


ACH ( aka Direct Debit pr Electronic Check) is by far your most cost-efficient way to process donations. There are no percentage fees. It is basically a bank to bank transfer and only costs $0.30 to process donations of any size. At Optimal Giving, we believe that all Nonprofits should offer both credit card and ACH as a donation options. Your donors will respect you for offering it and every time a donor chooses ACH, unnecessary credit card fees are avoided.

Custom Website and Facebook Donation Pages

We also have additional tools and packages which can be added for custom fundraising pages and integration which empowers you to quickly and affordably create custom, secure online donation forms that embed seamlessly into your Website and Facebook pages. Personalized fundraising pages can include photos, goals and messages. Below pricing includes credit card fees.
>> Basic: 2.89% – design and create your own donation pages
>> Basic Plus: 2.89% + $100 for donation pages we create for you.
>> Premium: 3.25% – We create donation pages for your Website, Social Media, Galas, Peer to Peer, special Projects, etc., as you need them
>> Try it for free for your next campaign or event!


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